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Secure Your Family’s Health with Jubilee Health Insurance Medical cover from as Low as 21k Per Year

In today’s world, safeguarding our health and the well-being of our loved ones is more essential than ever. Whether navigating everyday life or preparing for unforeseen medical challenges, ensuring access to reliable healthcare is a cornerstone of a secure future. Jubilee Health Insurance understands this need and offers a variety of comprehensive medical covers designed to protect every stage of life.

At the heart of this commitment lies the J-Care Family Medical Insurance, a holistic solution crafted to cater to families with diverse healthcare needs. But beyond J-Care, Jubilee Health Insurance provides an array of other affordable products, ensuring that individuals, businesses, global travelers and senior citizens all receive the protection they deserve.

J-Care: Comprehensive Family Health Protection

The J-Care Medical Cover is designed to offer families a robust and customizable health insurance solution that provides peace of mind and financial security. This plan is built to protect you and your dependents, offering medical coverage that suits every family’s unique needs.

Eligibility

J-Care medical cover ensures that no family member is left behind. It covers:

  • The primary member and dependents from birth (term baby of 38 weeks) to 64 years of age.
  • Dependent children aged 18 to 25 are also eligible for coverage, provided proof of schooling is presented.

Key Features

J-Care offers a range of features that make it a top choice for families:

  • Extensive Inpatient Coverage: You and your family can enjoy inpatient limits of up to Ksh 10 million, ensuring access to high-quality treatment in times of need.
  • Pre-existing and Chronic Conditions: Unlike many other covers, J-Care includes coverage for pre-existing conditions, allowing members to manage long-term health challenges such as diabetes and hypertension.
  • Free Telemedicine Services: In today’s fast-paced world, convenience is key. J-Care provides free telemedicine consultations, enabling families to access healthcare professionals without having to visit a medical facility physically.
  • Wellness Programs: Through the Maisha Fiti Wellness Program, members gain access to lifestyle management programs, loyalty rewards, and drug delivery services that support ongoing health and wellness.

Payment Structure

J-Care medical cover offers flexible payment options tailored to fit different budgets:

  • Inpatient Premiums: Premiums for inpatient cover range depending on your chosen plan, from Ksh 21,316 annually for a principal member aged 18-30 on the Classic plan, to Ksh 99,315 for a principal member aged 60-64 on the Prestige plan.
  • Optional Outpatient Coverage: You can also add outpatient cover, with premiums starting at Ksh 26,555 for individuals aged 40 and below and scaling up based on age and chosen plan.
  • Dental and Optical Coverage: For enhanced benefits, you can opt into dental and optical coverage, with premiums starting at Ksh 2,696 per annum for basic coverage.
  • Maternity Coverage: Maternity benefits are also available as an optional add-on, with premiums varying based on the level of coverage selected.

Comprehensive Coverage

J-Care’s comprehensive coverage includes several essential benefits:

  • Last Expense Benefit: Free last expense cover for the principal member, with additional options for dependents.
  • Personal Accident Cover: A personal accident benefit is included for the principal member, ensuring added security against unforeseen events.
  • Wide Geographical Coverage: J-Care provides access to a vast network of healthcare providers across East Africa, with overseas inpatient referrals covered on a credit basis at selected hospitals.

With J-Care, you and your family can rest assured that your health is in good hands, no matter what life throws at you. Choose J-Care today and secure your family’s health and future with Jubilee Health Insurance’s reliable and comprehensive medical cover.

J-Senior Medical Cover: Tailored Care for Senior Citizens

J-Senior is a specialized health cover designed to provide peace of mind and robust protection for senior citizens. This comprehensive plan ensures that you can enjoy your golden years without worrying about unexpected medical expenses.

Eligibility

J-Senior is tailored for individuals aged 65 to 79, with coverage extended for life, subject to annual renewal. Whether you’re transitioning from another Jubilee plan or enrolling for the first time, J-Senior ensures that you remain covered for the long haul.

Key Features

J-Senior medical cover offers a wide array of features designed to address the unique healthcare needs of senior citizens:

  • Extensive Inpatient Coverage: Enjoy inpatient coverage limits of up to Ksh 10 million, with full access to high-quality medical care when you need it most.
  • Coverage for Pre-existing and Chronic Conditions: J-Senior includes coverage for pre-existing conditions, chronic illnesses, and other age-related conditions like diabetes, hypertension, and even cancer (with a 2-year waiting period).
  • Hospice Care and Palliative Support: This plan also covers hospice care, ensuring that members receive compassionate care during critical times.
  • Free Telemedicine and Drug Delivery Services: Access healthcare professionals through virtual consultations, offering convenience and care right from the comfort of your home as well as free drug delivery.
  • Wellness and Lifestyle Programs: The Maisha Fiti Wellness Program helps you manage your health with lifestyle support, regular check-ups, and discounts on self-monitoring devices such as glucose meters and blood pressure monitors.

Payment Structure

J-Senior offers flexible payment options based on your needs and selected plan:

  • Inpatient Premiums: Premiums vary depending on your age and coverage level. For example, a principal member aged 65-69 pays Ksh 57,952 annually under the Copper plan, while the Diamond plan requires Ksh182,754 annually.
  • Optional Outpatient Coverage: Add outpatient coverage starting at Ksh60,080 annually for those aged 65-69, with increasing premiums based on age and the chosen plan.
  • Dental and Optical Coverage: Enhance your coverage with optional dental and optical benefits, with premiums starting at Ksh14,068 per annum.
  • Last Expense Benefit: Include a last expense benefit for peace of mind, with premiums starting at Ksh 1,466 annually for Ksh 50,000 coverage.

J-Biz: Protect Your Business and Employees

J-Biz is a comprehensive health insurance solution specifically tailored for small and medium-sized enterprises (SMEs). This plan is designed to provide high-quality medical coverage to businesses with as few as three employees, ensuring that your workforce remains healthy and protected, no matter what life throws at them.

Eligibility

J-Biz health cover is designed for businesses with a minimum of 3 members, making it accessible to SMEs of all sizes. With flexible options and comprehensive coverage, you can ensure that your employees get the care they deserve.

Key Features

J-Biz offers a wide range of features that cater to the diverse needs of small and medium-sized businesses:

  • Extensive Inpatient Coverage: You can choose from a variety of coverage limits, going up to Ksh 10 million per year, ensuring your employees have access to the best healthcare available.
  • Pre-existing and Chronic Conditions: J-Biz includes coverage for pre-existing and chronic conditions, so employees can manage long-term health challenges without financial strain.
  • Free Last Expense and Personal Accident Benefits: Principal members enjoy additional coverage, including Ksh 100,000 last expense and Ksh 500,000 personal accident benefits.
  • Minimal Waiting Periods: J-Biz minimizes waiting periods for groups, ensuring that employees get the care they need as soon as possible.
  • Wide Geographical Coverage: J-Biz offers coverage across East Africa, including overseas referrals for treatment when necessary.
  • Critical Illness Cover : This Cover provides a lump sum payment between $50,000 and $150,000 upon the first diagnosis of a critical illness that’s covered. 

Payment Structure

J-Biz offers flexible payment options that suit the budget of small and medium-sized businesses:

  • Inpatient Premiums: Premiums are determined by the size of your group and your chosen coverage level. For example, for a group of 3 employees aged 19-30, the annual premium for a Ksh 10 million inpatient cover starts at Ksh69,331.
  • Optional Outpatient Coverage: Enhance your plan with outpatient coverage, starting at Ksh 42,911 annually for individuals aged 19-30 under the Ksh 200,000 plan. Premiums vary based on group size and age.
  • Dental and Optical Coverage: J-Biz allows businesses to opt into dental and optical benefits, with premiums starting at Ksh 3,613 annually for basic coverage.
  • Maternity Coverage: Businesses can also include maternity benefits, with premiums starting at Ksh 10,930 annually for Ksh 50,000 coverage.

Comprehensive Coverage

J-Biz offers a wide range of coverage options that can be customized to meet the needs of your employees:

  • Critical Illness Cover: Protect your employees from major health setbacks with a lump sum payout of Ksh 750,000 upon diagnosis of critical illnesses such as cancer, heart attack, or stroke.
  • Wide Range of Services: J-Biz covers everything from routine check-ups to complex surgeries, ensuring that your employees have access to the care they need, whenever they need it.

CoverBora: Affordable Hospitalization Cover

For individuals and families looking for an affordable and straightforward health insurance solution, CoverBora  provides hospitalization coverage that meets essential healthcare needs at a budget-friendly price.

Key Benefits of CoverBora

  • Low Annual Premiums: CoverBora offers some of the lowest premiums on the market, starting at just Ksh 6,200 annually for individuals and Ksh 12,600 for families..
  • Inbuilt Maternity Benefits: Families can enjoy maternity coverage, ensuring that expectant mothers receive the care they need during pregnancy and delivery.
  • Minimal Waiting Periods: CoverBora reduces the stress of lengthy waiting periods, allowing you to access services as quickly as possible.

CoverBora is an excellent option for individuals and families who want to secure their health without overextending their financial resources.

J-Junior: Specialized Medical Cover for Children

Children’s healthcare needs differ from adults, requiring specialized care and attention. J-Junior is a stand-alone cover designed to cater specifically to children aged 0 to 17 years.

Key Features of J-Junior

  • Pediatric Services and Immunization: J-Junior ensures that your child’s health is monitored from birth with annual check-ups and routine immunizations.
  • Inpatient and Outpatient Cover: From common childhood illnesses to more severe conditions requiring hospitalization, J-Junior has your child’s healthcare needs covered.
  • Telemedicine Consultations: Parents can access medical consultations for their children anytime, anywhere, ensuring prompt care for minor concerns or emergencies.

J-Junior provides the peace of mind every parent needs, knowing that their children’s health is safeguarded by a comprehensive cover.

Take the Next Step Towards Securing Your Health with Jubilee Health Insurance

Choosing the right health insurance cover can be daunting, but with Jubilee Health Insurance, you have access to a range of products that fit every stage of life. From comprehensive family covers like J-Care to specialized products for seniors, businesses, and children, Jubilee health ensures that you have access to reliable, affordable, and top-tier medical coverage.

charge of your health today. Fill out the form below and Jubilee will reach out to you.

With Jubilee Health Insurance, you can secure your future with confidence, knowing that you and your loved ones are protected every step of the way.                                 

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